Terms and Conditions
Last updated: September 11, 2025
These Terms and Conditions govern your use of the zeloriqavion website and our financial planning services. By accessing our website or using our services, you agree to be bound by these terms. Last updated: September 19, 2025.
Acceptance of Terms
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
These terms constitute a legally binding agreement between you and zeloriqavion. If you do not agree to these terms, please discontinue use of our services immediately.
Definitions
User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information during consultations
- Respect the confidential nature of our professional relationship
- Use our services only for lawful purposes and personal financial planning
- Notify us promptly of any changes to your contact information or circumstances
Prohibited Uses
You may not use our services or website to:
- Share, distribute, or reproduce our proprietary content without permission
- Attempt to gain unauthorised access to our systems or other users' information
- Use our services for commercial purposes or to compete with our business
- Provide false information or impersonate another person
Intellectual Property
All content on our website, including text, images, logos, and design elements, is owned by zeloriqavion or our licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
Copyright Notice
© 2025 zeloriqavion. All rights reserved. Unauthorised use, reproduction, or distribution of our content is strictly prohibited and may result in legal action.
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions.
View Privacy PolicyLimitation of Liability
To the maximum extent permitted by law, zeloriqavion shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or website.
Our total liability to you for any claim shall not exceed the amount paid by you for our services in the twelve months preceding the claim.
Indemnification
You agree to indemnify and hold zeloriqavion harmless from any claims, losses, or damages arising from your breach of these terms or misuse of our services.
Dispute Resolution
Dispute Resolution
Any disputes arising from these terms shall be resolved through binding arbitration in accordance with UK arbitration rules, rather than through court proceedings.
The arbitration shall take place in London, England, and be conducted in English. The arbitrator's decision shall be final and binding on both parties.
EU Online Dispute Resolution
For EU residents, alternative dispute resolution options are available:
The European Commission provides an Online Dispute Resolution platform for consumer complaints.
Access EU ODR PlatformTermination
We reserve the right to terminate or suspend your access to our services at any time for the following reasons:
- Breach of these Terms and Conditions
- Fraudulent or illegal activity
- Non-payment of fees or charges
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any legal proceedings shall be subject to the exclusive jurisdiction of the English courts.
Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and zeloriqavion regarding your use of our services.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website.
We will notify users of significant changes via email or prominent website notices. Continued use of our services constitutes acceptance of updated terms.
Contact Information
For questions about these Terms and Conditions, please contact us at contact@zeloriqavion.com or +44 76 744 814.